Job Title: Product Manager

Location: Palo Alto, CA

Duration: 12 Months + Extension

Bill Rate: $77/hour (C2C)

Job Type: W-2, 1099, C2C

Client: To Be Discussed Later

Work Authorization: US Citizen, Green Card, OPT-EAD, CPT, H-1B, H4-EAD, Other

Job Description:

Seeking a Product Manager with 5+ years of experience delivering API-driven products in regulated environments, with strong expertise in Open Banking, REST APIs, OAuth/OIDC, third-party integrations, and cross-functional program delivery.

Required Qualifications:

• 5+ years of product management experience delivering technical, API-centric, or platform products in a regulated environment.
• Demonstrated fluency with REST/JSON APIs, authentication and authorization patterns such as OAuth 2.0/OIDC or equivalent, data models, and integration testing, with enough technical depth to credibly challenge engineering designs.
• Proven track record of delivering complex cross-functional programs involving internal dependencies, external partners/vendors, and third parties.
• Strong written communication and requirements definition skills, with the ability to produce documentation engineers can build from without repeated clarification; ability to use AI to enhance productivity and quality.
• Hands-on experience with Jira, Confluence, Bitbucket, or equivalent tools.
• Direct open banking experience is preferred but not required. Relevant backgrounds may include payments, card networks/acquiring, core banking, identity and consent management, healthcare data interoperability/FHIR, telecom or utility data exchange, or another regulated API/data-sharing ecosystem.
• Familiarity with open banking standards and regulatory regimes such as FDX, UK Open Banking, PSD2/PSD3, and Section 1033.
• Experience managing developer- or partner-facing APIs, including versioning and deprecation.
• A data-driven approach to adoption, reliability, and consent-funnel performance.

Key Responsibilities:

• Develop detailed, testable requirements, epics, user stories, acceptance criteria, API and data specifications, and error/edge-case handling.
• Run dependency and impact assessments across internal platforms, partners, and downstream consumers, surfacing risks and sequencing trade-offs early.
• Partner closely with engineering throughout the full SDLC, including grooming, sprint planning, prioritization, and release readiness, using Jira, Confluence, and Bitbucket.
• Engage design teams early to shape consent, authentication, and disclosure experiences, validating solutions against regulatory and usability constraints.
• Drive clarity in an ambiguous, multi-stakeholder environment by defining scope, documenting decisions, and keeping Legal, Compliance, Risk, Data, Operations, and partner teams aligned.
• Own roadmap, milestone, and status communications for senior stakeholders.